My Money Plan Loan from Old Mutual reduces charges and increases available cash offering up to R120,000 low repayments, Apply for this loan NOW!

 Old Mutual My Money Plan Loan of up to R120,000

Old Mutual My Money Plan Loan Finance’s flagship product that allows you to consolidate your debt, combining it into one plan so that you pay a lower overall installment. This allows you to reduce your finance charges and increase your available cash, as My Money Plan also provides you with regular cash payouts when you need them most.

How it works

  • Qualify for a consolidation loan of up to R120 000.
  • Minimum term of 1 month.
  • Maximum term of 60 months.
  • Fixed interest rate at the time of the application.
  • You need to have been employed for at least 12 months at your current job.
  • The interest rate applied will be determined by your credit score.
  • Only individuals can apply for a consolidation loan.

The Requirements

  • To apply for My Money Plan you have to be 18 years of age.
  • The term of your My Money Plan agreement must cease prior to age 60 with a minimum term of 12 months.
  • You need to be a resident of South Africa.
  • You must have a valid South African ID document (Green, bar coded, 13 digit).
  • You must provide a current payslip no older than 1 month.
  • You need to provide consecutive bank statements for the last 3 months.

What do you need to do?

  • Always pay your monthly consolidation loan installment.
  • Call Old Mutual on 0860 445 445 for more information on My Personal Loan or SMS your name to 41575 and one of our financial consultants will call you back to gladly assist you with a personal loan or debt consolidation or visit any branch nearest to you to apply for My Personal Loan.

Get My Money Plan Loan from Old Mutual easily and pay very low instalments.

SMEs looking for a Financial BOOST consider applying for the Khula Guaranteed Loan from Standard Bank, Up to R3 Million provided without collateral. Apply Today!

Many small businesses do not have assets to put up as collateral for a bank loan. To assist these businesses, the government’s small business finance agency, Khula, offers them a credit guarantee scheme.

The scheme is an indemnity to us should the business fail to pay the loan. 50% to 90% of the bank loan can be indemnified under the Khula scheme. The maximum amount that can be approved under the scheme is R3 million.

To qualify for a Khula-supported loan you will need to contribute to your business and this may be as much as 10% of the amount you want to borrow. This contribution can be either cash or equipment that will be used in your intended business.

Khula Guaranteed Loan

Business Term loans are a relatively simple way of securing funds for any period up to eight years that is repayable in equal monthly installments.

Benefits

  • Your Business term loan may be used for the following:
    • Purchase of fixed assets, for example, property equipment.
    • Refurbishments and alterations.
    • Acquiring a new business.
  • The loan period is not fixed but is determined by your monthly repayments, which include interest and capital.
  • The minimum loan amount is R50 000 and there is no maximum, depending on what you can afford.
  • Additional funds deposited over and above your monthly agreed repayments will be available for withdrawal subject to a minimum of R10 000 and multiples of R1 000.
  • The account can be linked to electronic channels.

Requirements

If you need finance now, you can apply by visiting your nearest branch and speaking to a Business Banker. The following information is required:

Information and documents

Business plan

  • Details such as the nature of business, product offering, market environment and management skills

Financial information

  • Personal statement of assets and liabilities for all partners, members and directors
  • Cash flow forecast
  • Projected income and expenditure
  • Amount and source of the business owner’s contribution or stake in the business
  • How will the business use the finance? For example, capital expenditure or working capital
  • Sales and purchases budgets

Documents required if buying an existing business

  • Copy of deed of sale or draft deed
  • Draft or signed lease agreement for premises

Collateral Information

  • To Be provided for by Government Khula Finance Company

Other

  • Credit bureau checks of business and partners

Additional requirements if you have an existing business that has been banking at another institution

  • Financial statements of the business
  • Three months’ bank statements
  • Facilities letter from existing bank
  • Details of collateral held by existing bankers

Contacts

Telephone: 0860 109 075 / +27 11 299 4633

Email: BizDirect@standardbank.co.za

Khula Guaranteed Loan from Standard Bank , Moving Forward with Business!

Blacklisted Need a fast easy Loan? No Problem, Get your loan easily from Mzansi Micro Finance Loan at very flexible rates. Find Details Here. Apply Online NOW!

Being blacklisted does not disqualify anyone from obtaining a Personal loan or Micro loan from Mzansi Micro Finance. Every loan is evaluated individually. A Consumer therefore falls within a certain credit rating and can still qualify for a loan even though he has bad credit against his or her name.

When used wisely a Blacklisted loan can help consumers to settle existing debt and prevent further bad credit. These loans can therefore assist the consumer to get back on their feet.

Mzansi Micro Finance Loan – Cash in your account within 24 hours

When your loan application form together with the required documents has been submitted, the process will take about 24 hours to complete. Once we have approved your application the money will be sent to your account immediately. Our client’s needs are of the utmost importance and we therefore strive to complete every application as quick and effortlessly as possible.

Notes: A one month loan can only go up to R5,000 and a 3 and 6 month loan can only go up to R7,000  after calculation including interest. Personal loans fall within the ambit of what is recognized as a small credit transaction and such loans will typically range between R1,000 and R10,000.

The following table illustrates the different loan packages available:

Criteria 1 Star 3 Star 6 Star 12 Star
Loan Amount R500 – R7000 Interval R500 R500 – R7000 Interval R500 R500 – R7000 Interval R500 R5000 – R10000 Interval R500
Term 31 Days 3 Months 6 Months 12 Months
Interest Rate Short term 5% per month Initiation fee R150 per credit agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000.
Service fee – R50 p/m.
Credit Life .95% of principle debt amount x term p/m Vat to be added to all fees
Short term 5% per month Initiation fee R150 per credit agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000.
Service fee – R50 p/m.
Credit Life .95% of principle debt amount x term p/m Vat to be added to all fees
Short term 5% per month Initiation fee R150 per credit agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000.
Service fee – R50 p/m.
Credit Life .95% of principle debt amount x term p/m Vat to be added to all fees
(RRx2.2)+20% Initiation fee R150 per credit agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000.
Service fee – R50 p/m.
Credit Life .95% of principle debt amount x term p/m Vat to be added to all fees.
Banks All approved banks on the Naedo collection platform or Approved payroll. All approved banks on the Naedo collection platform or Approved payroll. All approved banks on the Naedo collection platform or Approved payroll. All approved banks on the Naedo collection platform or Approved payroll.
Identification RSA Citizen. Age between 18 & 65 on date of application. No driver’s license accepted. RSA Citizen. Age between 18 & 65 on date of application. No driver’s license accepted. RSA Citizen. Age between 18 & 65 on date of application. No driver’s license accepted. RSA Citizen. Age between 18 & 65 on date of application. No driver’s license accepted.
Compuscan / NLR Note CODIX Rules. Note CODIX Rules. Note CODIX Rules. Note CODIX Rules.
Employment Must be 2 months permanently employed. Security, cleaners and underground mining staff employed Labour brokers allowed. Contract workers with an end date – offer loan according to term of contract. Monthly paid clients allowed. No pensioners. No contract workers with no end date. No weekly and fortnightly earners. Must be 2 months permanently employed. Security, cleaners and underground mining staff employed Labour brokers allowed. Contract workers with an end date – offer loan according to term of contract. Monthly paid clients allowed. No pensioners. No contract workers with no end date. No weekly and fortnightly earners. Must be 2 months permanently employed. Security, cleaners and underground mining staff employed Labour brokers allowed. Contract workers with an end date – offer loan according to term of contract. Monthly paid clients allowed. No pensioners. No contract workers with no end date. No weekly and fortnightly earners. Must be 2 months permanently employed. Contract workers with an end date – offer loan according to term of contract. Security, cleaners and underground mining staff employed Monthly paid clients allowed. No Labour brokers allowed. No pensioners. No contract workers with no end date. No weekly and fortnightly earners.
2nd loans – Credit Three honoured consecutive payments must be made before a second loan may be applied for. No additional loans will be allowed if an existing client has reached legal status. Three honoured consecutive payments must be made before a second loan may be applied for. No additional loans will be allowed if an existing client has reached legal status. Three honoured consecutive payments must be made before a second loan may be applied for. No additional loans will be allowed if an existing client has reached legal status. Three honoured consecutive payments must be made before a second loan may be applied for. No additional loans will be allowed if an existing client has reached legal status.

About Mzansi Micro Finance

It was established with the sole purpose of supplying easy and effortless online loans finance to each and every individual in need of a personal loan. We pride ourselves in offering the best tailor made financial solution. With our highly trained and skilled staff we strive to make your application as effortless and easy as possible.
As a registered member of the NCR (National Credit Regulator) we at Mzansi Micro Finance advocate and practice the utmost diligence and integrity.

Company Reg Number: 2010/132345/23. A registered Credit Provider NCRCP5107

What documents you need to apply:

1. Clear copy of your South African ID

2. Bank Statements

  • 2 Months Bank statements for basic (fixed) salary earners
  • 3 Months Bank statements for commission earners

3. Payslip

  • 1 Months Payslip for basic (fixed) salary earners
  • 3 Months Payslip for commission earners

Contacts:

Shop No. 2, Pomona Road, BP Centre
Pomona Estates, Kempton Park 1619

Tel: (011) 396 2871

Fax: 086 741 9009

Mzansi Micro Finance Loan  is the best loan if you are blacklisted.

Do you want a home loan? or simply a home improvement loan. The Apply NOW for a  REAL PEOPLE Home Loan of up to R100,000.  Find out how to apply now.

What is REAL PEOPLE Home Loan?

A home improvement loan is a loan which is intended to finance your home improvement needs. This could be anything from adding an additional room, new kitchen fittings, new tiling, a new coat of paint, or even a new gate or fencing.

REAL PEOPLE Home Loan

Apply for a Home Improvement Loan from any REAL PEOPLE participating hardware and get a loan of between R1000 – R100 000.

Why should I choose it?

Our value of “sustain-ably improving lives” is at the core of everything that we do – from the products that we package for you, to the selection of the retailers with whom we have agreements with to make your dream of improving your home a reality. We partner with you on your journey through life. We are a purpose-led organisation that recognises the unique challenges and opportunities people face in their lives. We share our expertise to create brighter futures, through the responsible provision of financial services and products. We drive financial wellness, and are a platform for growth, sustainability and improvement.

Benefits

Our home improvement loan offers you great benefits:

  • Loans – from R1000 up to R100 000
  • Flexible repayment periods of up to 48 months
  • A quick and easy application process
  • Credit life insurance which covers you in case of death, disability and retrenchment
  • No deposit required

Convenience:

  • You choose where you want to purchase your home improvement materials from any one of our many participating stores countrywide
  • Once your loan is approved, your materials are delivered to your selected address and you can start enjoying the process of transforming your home into what you want it to be!

How does it Work?

Follow these 6 easy steps and make improving your home a reality:

Step 1:
You decide on what improvements you want to make to your home, for example, adding an additional room, new kitchen fittings, new tiling, a new coat of paint, or even a new gate or fencing

Step 2:
Visit www.forrealpeople.co.za and get pre-approved* for your loan

Step 3:
Once you are pre-approved for your loan, visit your nearest participating store OR you can apply for your loan from any one of our partner stores. Remember to take the following documents with you:

  • Valid SA ID (permanent or temporary) or driver’s license
  • Your most recent pay slip
  • 3 months bank statements (if you are self-employed)

Step 4:
Choose what you want to buy from one of our partner store

Step 5:
Your loan is processed while you wait and checks and approvals* are done in 1 day. Once your loan is approved, the money is paid directly to the hardware retailer (Store) in order to pay for the home improvement material that you have selected.

Step 6:
After receiving confirmation that the payment has been made, the consultant at the store will make arrangements with you to deliver your materials to your home.

To Qualify

Visit your nearest participating store today and ask about the Real People home improvement loan.

You can apply if you:

  • Are permanently employed, self-employed or employed under contract
  • Earn a salary of at least R2000 per month and have your salary electronically deposited into a bank account
  • Are between 18 and 64 years old

* All loan applications are subject to final credit approval. Terms and conditions apply.

To Apply

You can apply for your loan in any for REAL PEOPLE participating stores.

Remember to take the following documents with you:

  • Valid SA ID (permanent or temporary) or driver’s license
  • Your most recent pay slip
  • 3 months bank statements (if you are self employed)

PLEASE NOTE: All loan applications are subject to final credit approval. Terms and conditions apply.

Contacts

Telephone number: 0861 10 17 24

Email: helpdesk@realpeople.co.za

Fax: 086 772 2001

Compliance

Telephone number: 043 702 4600

Real People Assurance

Telephone number: 086 111 4803

Email: realinsurance@realpeople.co.za

OR for claims: realinsuranceclaims@realpeople.co.za

Fax: 086 623 4080

Real People Cellular

Telephone number: 086 111 2889

Email: mobilesupport@realpeople.co.za

REAL PEAOPLE home loan is the easiest way to home ownership and improvements, get it today!

Letsatsi Loan of up to R8000 gives you the ability to borrow and pay back in a few months. No Guarantees, Cash in your bank account in a day. APPLY NOW

Ever been in a situation where something breaks that you didn’t plan for? You may suddenly need a new clutch for the car, or fix the refrigerator, or perhaps you want to plan a little get away for your anniversary?

Letsatsi Loan Short term loan is the perfect solution.

What do you need to apply?

  • Original ID book
  • 2 months payslips
  • 3 months bank statements

Why consider Letsatsi Short Term Loan?

  • Get approval within 1 hour
  • You can have more than 1 loan at a time should the need occur
  • We strive for same day payout

What can I use it for?

  • Education or School fees
  • Medical bills
  • Repairs
  • Family vacations
  • Unexpected expenses

Success Stories


Thank you Melita for good and professional service. You are a star.
– Greg


Thanks to Sharon, she was very helpful. She even encouraged me to pay my loan well. She also explained to me what other services Letsatsi Finance and Loan is offering and I was very interested in taking one of the offers which is finance and the installment is deducted on my payslip.
– Unknown


Good service it was a pleasure doing business with Letsatsi Loans. Keep up the good work with lots and lots of thanks.
– Daniel


Thanks to Sharon. Excellent service. That’s the way to treat a client. Thank you.
– Ann

Contact Us:

Head Office Address:
222 Rivonia Road Morningside Close
Block F
Morningside
Telephone: 011 234 6515/4872
Fax: 086 613 0559
Email: rivonia@letsatsifinance.co.za
Website: www.letsatsifinance.co.za

Letsatsi loan making life easy!

Get a Home Loan from Capitec Bank known as SA Home Loans, High Approval Rates and Fast Processing. Now called Capitec Bank Home Loan!

Capitec Bank Home Loan

Capitec Bank has concluded a co-operation agreement with SA Home Loans to pilot the introduction of home loans throughout branches in Gauteng for a period and thereafter in the rest of the country, where ever SA Home Loans has the necessary support infrastructure.

Capitec CEO, Gerrie Fourie announced: “We recently embarked on the #AskWhy Campaign and the feedback from our customers was that they wanted the “Capitec simplicity approach” to home loans. In response to this, we entered into an agreement with SA Home Loans to deliver home loans to the market in the simple, efficient way that both our client service models are well-known for”.

“The offer will be piloted in 160 Capitec branches in Gauteng from the 7th of July and will be rolled out to the rest of the country in due course. Capitec’s in-branch consultants will assist with the application and initial approval process where after customers will be contacted by a dedicated SA Home Loans consultant within one business day to guide them through their full evaluation and registration process.” Fourie said.

Fourie added that Capitec Bank signed the cooperation agreement with SA Home Loans because the company had a good “cultural fit” with Capitec. Founded in 1999, SA Home Loans is a fairly young company that takes a fresh approach in the marketplace by offering a non-traditional, quick, easy, transparent and personalised service. “The core company values and customer focus of SA Home Loans aligns with that of Capitec Bank,” said Fourie.

“The fit between our Companies creates a powerful platform to broaden consumers’ access to home finance,” added Kevin Penwarden, SA Home Loans CEO.“Both companies are 21st century entrepreneurial success stories, both founded with a similar ethos: to offer SA consumers a greater choice of quality, differentiated financial services.As the smaller niche player, SA Home Loans brings a client-focused, single product expertise, whilst benefiting from Capitec’s extensive and rapidly growing distribution reach and client base”.

The product will be the same as that which is currently offered by SA Home Loans, and will be available to new bond applicants as well as Capitec clients with existing home loans who would like to benefit from switching their bond to SA Home Loans. “Whilst this boosts our product offering and brings us closer to becoming a one stop solution for clients, the agreement expands distribution for SA Home Loans through most of our over 630 branches,” Fourie said.

Fourie said the home loan offering was one of a number of innovative, simple and transparent solutions Capitec were currently developing to meet customer needs, as part of the bank’s journey towards offering a full banking product range for individuals.

Fourie also announced a partnership with Spark ATM Systems, South Africa’s premier independent ATM deployer, to roll out freestanding Capitec-branded ATMs in retail spaces across South Africa . Withdrawal fees will be the same as other Capitec ATMs, at R4,60 per withdrawal irrespective of the amount withdrawn.

Fourie said ATM and branch numbers were being expanded as this received the most queries on the Capitec Facebook page. “This year customers will see a big increase and we’ve already increased our ATMs by 364 and our branches by 69 in the past year. Many of our branches got a makeover, and we moved more of our ATMs to places where customers shop, such as malls, which are also safer. We have also increased the numbers of till points where customers can draw cash to 4 374, while keeping the cost of withdrawals low at R1.05. We are however still encouraging our customers to swipe for free or do paperless banking via our remote banking options like Internet Banking or Mobile Banking.”

1. Variable Home Loan

Here are the benefits of a variable home loan:

  • Interest rate is variable and is tailored to your risk profile.
  • Flexible term up to 20 years.
  • Switch to SA Home Loans and benefit from the Quick Cash option before registration: get up to R75 000 in cash within 72 hours (or up to R150 000 as soon as you’ve signed your bond documents) to use as you please.
  • Access surplus funds on the value of your property, through a variety of further lending options after your home loan is established.
  • Switch, free of charge and at any time, to our Interest Only product.
  • In-house insurance options available: bond protection and home owner’s cover.
  • Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

2. Interest Only Home Loan

Here are the benefits of an Interest Only home loan:

  • Flexible instalments – pay only the interest every month, or a little more – you decide.
  • Gives you the flexibility to adjust the home loan instalment to meet your cash flow needs.
  • Reduce the interest paid on your loan with:
  • Monthly instalments that includes capital, OR
  • once-off capital payments when you have funds available
  • Choose to revert to a standard instalment, which includes capital repayment, when you wish to do so (switching to our standard home loan is free of charge).
  • Full settlement is required at the end of the loan term.
  • If you hold a Variable Home loan – you can switch to this Interest Only option free of charge.
  • Access surplus funds on the value of your property, through a variety of further lending options after your home loan is established.
  • Switch, free of charge and at any time, to the variable interest structure.
  • Paperless and effortless in-house insurance options available: bond protection and home owner’s cover.
  • Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

3. Edge Home Loan

Here are the benefits of an Edge home loan:

  • Ideal for clients who want to buy ‘up’ now – knowing their income will grow to match their repayments.
  • Pay the interest only for the first 36 months – the lowest instalment possible.
  • At the end of 36 months, the loan reverts to a standard variable loan over 240 months, with all the same benefits and features.
  • No capital payments at the end of the term – your home is fully paid off.
  • You still have the flexibility of paying off capital in the first 3 years if you choose (for example, by fixed monthly debit order), reducing the capital balance and thereby saving you interest.
  • Unique in the market – no other home loan product offers these features and low initial instalments.
  • In-house insurance options available: bond protection and home owner’s cover.
  • Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

To Apply for Capitec Bank Home Loan

Call 0860 2 4 6 8 10 and talk to a consultant who’ll explain the options for you.

FAQs about the Capitec cooperation agreement with SA Home Loans:

1. How do I apply for a home loan through Capitec Bank?

Talk to your Capitec branch consultant about applying for a home loan through SA Home Loans. The Capitec consultant will do a quick credit check and if you qualify, will refer you to an SA Home Loans consultant, who will contact you within one business day. A dedicated and friendly SA Home Loans consultant will assist you with your home loan application process all the way to the end, to ensure that you have a simple, easy and stress free experience acquiring your own home. The entire SA Home Loans application process has been streamlined for efficiency, allowing customers to have their bond application processed and approved within five working days.

2. How does the SA Home Loans offer fit into the current Capitec offer?

The SA Home Loans product forms part of the Capitec Bank credit offer and a credit ticket will be issued to the customer once entering a branch.

3. Which documents will the customer require?

All formal documentation will be requested by the SA Home Loans team, who will contact the customer within one business day from applying in the Capitec branch. The customer will need to indicate that they have signed an offer to purchase before the application can be processed. An offer to purchase is a written contract setting out the terms under which a buyer agrees to buy a home and is a document that is generated by the estate agent dealing with the sale.

4. Does the SA Home Loans applicant have to be a Capitec client?

No, the service will be available to any customer.

5. How will customer support work for home loan applicants?

Customers can visit a Capitec branch or contact the Capitec Client Care Centre to track the progress of their application. Existing SA Home Loan clients who wish to query their loan will need to talk to the SA Home Loans team directly.

Apply for an Iloan Personal Loan of any amount by a simple SMS to 4323 and we will call you back – please note standard sms rates apply.

What is a Iloans Personal Loan and how do I apply if blacklisted?

A personal loan is when a lender such as a bank or a financial institution supplies money to the borrower over a set period, which is agreed to beforehand. A big aspect to applying for blacklisted loans is affordability. Simply apply online for a personal loan and one of our trained representatives will get in contact with you!

Iloan Personal Loan
Iloan Personal Loan is your one stop site for blacklisted personal loans!

Well you can still apply for a loan at Iloans even if you are blacklisted.

At Iloans, we don’t ask any questions about why you need a personal loan.
As the name says, it’s personal!

Simply take a few minutes of your time to fill in an online application form for a personal loan.

You will soon hear from one our loan consultants after they have worked through your online application.

You can apply for a Iloan Personal Loan in just a few easy steps.

Step 1: Fill in and complete an online application form.
Step 2: One of our personal loan consultants will get in touch with you to walk you through the process.
Step 3: Send through any information or documentation requested to get your loan application processed.
Step 4: We will send your application to relevant financial institutions.

Contact Iloans Personal Loan

ILoans is a division of MOOV TRADING
Address: N1 City Mews, C/O Manus Gerber and Frans Conradie Drive Goodwood 7460
E-mail: iloans@moovtrading.co.za,
Tel: 087 940 3080

Iloan Personal Loan is your one stop site for blacklisted personal loans!

Need a Home Loan? Bond Credit Home Loan for the Blacklisted are there to help. They apply on your behalf even if you are blacklisted. High Approval Rates. Apply Now!

Bond Credit Home Loan for the Blacklisted

Every month we process over 3,000 home loan applications and our service has one of the highest bank approval rates. Best of all is that our service costs you nothing because we get paid by the banks only if your application is approved and you accept the deal. Let a home loan professional assist you with your application to speed up and improve your chances of success. Use the form below to get started.

  • Our service is free to you.
  • We’ll secure you the best possible rate.
  • We’ll do most of the paperwork for you.
  • We’ll submit your application to all the banks.
  • Highest approval rates in the industry.
  • 91% Approval rate on first time applications.
  • Pre-approval applications welcome.

About Bond Credit Home Loan for the Blacklisted

As one of South Africa’s leading bond originators we process thousands of applications every month and we look forward to assisting you get into your dream home. We understand your needs, and our professional and highly skilled bond consultants will help structure and secure the very best loan for your needs.

We submit applications to all of the major banks on your behalf which means that we do all the hard work for you. And because your application through us is all done online there is no paperwork and no filling in multiple applications.

Once you are ready to proceed with your application, simply fill out the form on our website and one of our consultants will get in touch to help you get started.

Even though we are not directly affiliated with any banks, we’ll submit your application to all of the banks and negotiate the best possible rate for you. Our service costs you absolutely nothing because the banks pay us a commission which we only earn if we are successful in getting you a loan and you accept the loan. Thats the small print, now submit your application

Contact Bond Credit Home Loan for the Blacklisted

We are here to serve you and always welcome you comments or feedback, so please feel free to get in touch anytime, we’d be happy to hear from you.

We offer our services primarily online via our website and handle all application followups over the phone via our call center, however if you would like to make contact with us outside of these channels, feel free to send us an email:

Postal Address:

Bond Credit
P.O Box 1451
Link Hills
3652

Direct Email:

Email us directly at admin (at) bondcredit.co.za or use the contact form below

National Contact Center:

+27 87 550 1153 ext 1 for home loans (Monday to Friday 9:00 am to 4:00 pm)

Bond Credit Home Loan for the Blacklisted your best bet to own a house!

Is your business in need of a Financial Boost, Emikaspan Business Loans provide up to R10 Million to businesses within SA and abroad.

Emikaspan Business Loans

We offer business Loans to both Local & International clients with South African businesses from R500 000 to R10 Million.

We also offer home Loans up to R10 Million to Business people who have failed to obtain one elsewhere!

We are here to help turn your BUSINESS DREAMS to REALITY!

Let us help you take YOUR BUSINESS TO THE NEXT LEVEL !

Give your business the BOOST & RENEWED LIFE it so desperately needs!

Come get the EDGE TO OVERCOME YOUR COMPETITORS NOW!

Contact us Now!

We would love to hear from you! Send us an email with your contact telephone number and we’ll try to get back to you as soon as possible.

Address: 26 Annapurna, Khyber Rock Golf Estate, Johannesburg, 2196
Email: info@emikaspan.com
Telephone: 011 083 9599

Personal Loans 123 easy loan straight into your Bank Account? Personal Loans 123 provides R500 – R80,000 and 1 – 6 months repayment period. Same day approval no fees

Personal Loans 123

At Personal Loans 123 we understand that from time to time people need a little bit of extra cash, and we also understand the embarrassment that goes with having to ask for / apply for a loan and that’s why we created an on-line service that makes the application process super easy, totally confidential and best of all completely secure.

Personal Loans 123
Are you in need of an easy loan straight into your Bank Account? Personal Loans 123 provides R500 – R80,000 and 1 – 6 months repayment period. Same day approval no fees

We provide short term loans (1 to 60 months) between R5,000 and R150,000, with easy repayment terms, and flexible lending criteria.

What’s more is when you use our on-line application form to apply for this service you will be emailed back an approval in principal (if you qualify) within a couple of minutes, and once you send us all the required documents you could have your loan paid into your account within 48 hours.

Apply On-line from Personal Loans 123

What we offer:

  • Loans from R500 – R80,000.
  • Flexible repayment terms.
  • Affordable interest rates.
  • 92% Approval rate.
  • No application fees.
  • Completely discreet.
  • Same day approval

Simple 3 steps to apply

  • STEP 1 – Provide your basic contact info (20 seconds)
  • STEP 2 – Complete the application (1 minute)
  • STEP 3 – Submit your application (5 seconds)

Once we have your completed application we will give you an answer on your loan application within the same day.

Rates and Fees of Personal Loans 123

Keep in mind that we are not a direct lender, and we do not provide loans to consumers. We aid in the process, so that customers will get the loans that best match their needs. We have contracts with various direct lenders to whom we submit your application, based on your personal profile and loan requirements.

The lender will then disclose all payment information before you have any obligation to actually take out a loan. Before accepting and signing for the loan, be sure to thoroughly review all information regarding fees and rates. Lenders are required by the National Credit Act to disclose any and all fees that borrowers may be required to pay.

Interest Rates

Your rate is fixed for the life of the loan and is determined when you apply for the loan. This means that your rate will not vary from the rate it was awarded. Your interest begins to accrue from the date you signed for the loan.

Our service providers will tell you upfront what the cost of your loan will be. There are no catches or extra costs providing you stick to the contract. Our service providers have an annual interest rate of 32.10%. They also show you an example of the cost of an average loan to show you a clear breakdown of interest and fees. Included in this is a R57 per month service fee that helps cover the cost of the administration of your account and an initiation fee which all fall in line with the NCA. Fees include 14% VAT.

Contacts Personal Loans 123

We are available Monday to Friday 8:30 am to 5:00 pm to answer any questions you might have. If you are looking for our loan application please click here.

Alternatively, please use any of the methods below to contact us.

Post Office Mail:

123 Group
ATT: Personal Loans Division
P.O Box 1760
Hillcrest
South Africa
KZN, 3652

Physical Address:
2 Glenmason Corner
Pinetown, KZN
South Africa
3610

Telephone:
We’re currently waiting for our new call centre number, please contact is via email for now.

Direct Email:
admin@personalloans123.co.za

Personal Loans 123 getting a loan as easy as 123!